The casino hub was introduced to OddsMonkey in the early part of 2020 and is great for anyone looking to boost their profits even further. It is your own responsibility to research bookmakers before you create an account and to always check the terms and conditions of any bookmaker special offers. Read on for Day 2 runners and riders, the odds, and last year’s results. In matched betting you cover all potential outcomes of a sporting event. Many matched betting sites charge significant extra fees for additional products that assist with matched betting. With odds of +250 this equals 250%. Here are five advantages of using OddsMonkey:. We have a large community of members with community forums and a dedicated team of support staff who will be on hand should you have any questions. The cookie is used to store the user consent for the cookies in the category "Analytics". Standard. . ago. " "How come the bookies let it happen?" "If it's so profitable, why isn't everyone matched betting?" Have any of these thoughts ever crossed your mind? If so, you're not alone. 88 when you pay annually ). View Full Documented Evidence Of Missed Offers Here. The higher variance of slots can be an advantage for us when it comes to medium and higher risk casino offers so this is also something to consider. Use the code ‘ ARBACADEMY ’ at BonusBank to get 25% off your first month. EV calculator. In this article I will be reviewing the Oddsmonkey premium service which costs £19. 2. February 4, 2023. Annual Platinum membership £199 (March '22 at offer for £140). 99 per month (or £180 when paid annually). Unlike most betting systems, it has not been put together by an isolated punter and/or marketing specialist who believes, rightly or wrongly, that he has ‘cracked the betting code’ [Note – I have. . Blackjack odds and probability explained - mrq. Find out which matched betting platform is the best choice for maximizing your profits and success. Subscribe to our blog to receive updates on future offers! As the UK (once again) goes crazy for Black Friday, we’ve decided to give you a nice, big slice of the ‘offer madness’ and cranberry pie…so we’ve decided to offer you a special OddsMonkey trial: 1 week. 50 a month (Saving you over £65 a year!)Like with horse racing, the first dog past the post is the winner of the race. Of the matchers, the racing matcher and the extra place matcher are the most useful. It is your own responsibility to research bookmakers before you create an account and to always check the terms and conditions of any bookmaker special offers. October 17, 2022. Liverpool, Chelsea & Arsenal All to Win. Software. They get away with charging more just because of the fact they're the most well-known - but they're far from the best. We loved OddsMonkey Premium member, Bosher’s post for the High 5 offer (a William Hill horse racing promotion) and wanted to share it with you. 11 months. We've helped 425,000+ matched bettors earn thousands. 7659%. Blackjack is one of the most popular casino games due to it's low house edge of around 1%. The story is similar when it comes to reload offers. Each way bets will be the most valuable if your horse wins. For those that think using and filling in a spreadsheet sounds like hell, here is a link to get a month's half-price subscription to the matched betting service, Oddsmonkey, instead: OddsMonkey (first month for £14. We stream over 100,000 events. This is most likely to be free spins winning, wagering your initial deposit or a bonus that the bookmaker has credited to your account. Premium benefits. Putting all of these into the calculator could accurately calculate any potential returns. I guess it depends how much guidance you need and whether. OUTPLAYED. They also offer an online casino and run regular football pools. After browsing and selecting the best match to place your back and lay bet on (which will generally be on 1 of the first options with the highest rating) click on the “I” button. . Live Casino. What Is Arbitrage Betting? In matched betting, the concept is to cover both ends of a betting market by placing a ‘back’ bet on an outcome and a ‘lay’ bet to cover all other possible outcomes. March 27, 2021. Here are the full rules of the game. 99 a month or £249. A high dealer up card is a seven through an ace. Please note that subscriptions for the Services are divided into different ‘packages’ (as shown on our site from time to time) which are currently ‘Free’, ‘Premium Monthly’ and ‘Premium Annual’. Find out how to get the best value and lowest commissions on Matchbook. Funnily enough came across Oddsmonkey through YouTube. Matched betting is a way to make money online using free bets and promotional offers given out by bookmakers. In his speech, Xi noted that food security is fundamental to human survival. com How To Use The Blackjack Tables. 25 Betting Youtube Channels. The most comprehensive In-Play service. Find and compare the latest odds from 100+ bookmakers and match your bets to turn bookmakers’ promotional offers into real money. OddsMonkey, probably most well-known for its odds calculator, has a host of options to guide new users to. It is your own responsibility to research bookmakers before you create an account and to always check the terms and conditions of any bookmaker special offers. Please disable your Ad Blocker or white-list this website. Search. We have step by step guides that show you exactly what you need to do in order to profit with OddsMonkey. 0-rc. Oddsmonkey’s monthly plan is £17. Blackjack basic strategy chart: 2 decks, dealer hits soft 17 (2-sided Blackjack strategy deck betting surrender decks 17 soft double wizard six basic house edge odds table dealer bj hits rules Blackjack strategy table odds win today tips guide onlinegambling. I did the free sign ups and was hooked although still a bit suspicious but took to plunge. Expect to make an additional £500-£1000+ each month from casino offers. For advanced users, he suggests trying sharbing, underlaying, and learning the blackjack strategy. Develop a strategy. You usually make a small loss on your initial bet, for. This equates to Oddsmonkey missing more than 100 reload offers worth nearly £600. You’ll then need to exit your position at the exchange to lock in a profit. One of the most common strategies for football betting tips these days are rolling accas. This is a review from a matched bettor! In our matched betting blog, we have articles about everything you could possibly need, ranging from our Best Odds Guaranteed explanation piece all the way to a £0 to £500 30 day challenge run by a matched bettor using the OddsMonkey tools and information. Search the blog. Oddsmonkey realise that everyone has to start somewhere. Blackjack at 888 Casino allows players to play up to 5 hands simultaneously. You can earn up to £1000 per month risk and tax free all from the comfort of your own home…. Disclaimer. PLEASE NOTE: THIS BLACK FRIDAY OFFER HAS NOW FINISHED. Grand National Betting Guide. 75. As I write this review of OddsMonkey, other than the Free Trial, to get yourself up and running, there are two price Premium plans for OddsMonkey. Login to your. Women's World Cup Matched Betting Guide. Oddsmatcher – Specialist Software. These calculators, specifically the ones offered here on our site, are easy to use and make the process of choosing the correct type of bet much easier. Complete the offers. The ever improving tools they provide makes taking even the smallest boost worthwhile. Matched betting is probably the easiest way to become a professional gambler but does have an earnings cap. But it’s not free. With OddsMonkey you’ll find close to £1,000 worth of sign up bonuses alone, with new offers added every day. $43. Hit when your hand is 12-16 when the dealer has 7-Ace. It claims to be the fastest real-time bookmaker scanner that showcases odd discrepancies in popular sportsbooks from the. Before we get into the process of golf matched betting, we will first break down how a game of golf typically plays out. To get access to everything on OddsMonkey, it costs £349. Unlike most betting systems, it has not been put together by an isolated punter and/or marketing specialist who believes, rightly or wrongly, that he has ‘cracked the betting code’ [Note – I have. Watch the video below. I joined OddsMonkey 1 year ago. This gives us an indication of how good the match is, anywhere close to 100% is ideal and means we will make the most money from an offer. 99 per month and an annual option at £180. In conclusion, OddsMonkey remains a top choice for matched betting in 2023, offering an extensive range of tools, resources, and support to make the process simpler and more profitable. The FA Cup Final is one of the biggest events in the English football calendar. Step-by-step matched betting tutorial for your first two bonus offers, worth £40. In the current Matched Betting climate every offer is vital to fully maximise the potential return we can make. Check out our Matched Betting Guides written by industry experts! Start making profit with your OddsMonkey free trial today. With a 10 or an 11, the potentially doubling hands, you’re going to double if you have more points than the dealer. Oddsmonkey blackjack guide. See below to read some recent reviews from some super-satisfied OddsMonkey Premium members. Assessing your returns according to the odds available is best done using the William Hill online Lucky 15 bet calculator. Bookmakers listed on this website are not recommended or endorsed by Oddsmonkey. Learn about Betting Accounts Restrictions and how that might affect matched betting! Start making profit with your OddsMonkey free trial today. The matched betting forum is an online community where the OddsMonkey team and Premium members come together. This reduces the house edge to just 1% giving you a return to player (RTP) of 9. Automation:. and now it's your turn to start making an additional, tax-free income through matched betting, Frankly we're not quite sure why they've kept this from you for so long! We've made it super easy for you to get started. Whether you are looking to learn more about the basics of matched betting or try out a new bet format using the variety of bet calculator tools that we offer, OddsMonkey. Finding the correct odds and using free bets during the process of matched betting is how you maximise your profit and reduce your risk. The basic strategy guide is optimised for this version of the game. opening bonus of £100 with Be365. From the team that brought you OddsMonkey, CasinoMonkey will give you all the necessary tools and guides to start making profit from casino offers. There's also the non-risk free options that are advantage play (things like Double Delight/Hat Trick Heaven) that can return £1k+ profits with large stakes and a bit of luck. 6. The matched betting format can be used in a variety of sporting events though games like Tennis that do not feature the possibility of a draw are better for new starters. His advice for beginners is to triple-check your bets, start with a separate bank account, and use tools like the OddsMonkey calculator. A typical example of a sign up offer is: ‘Bet £10 to get a £20 free bet’. Any calculations made by this site are made in good faith and should be used as a guide only. In this matched betting beginners guide. Horse Racing Matchers. Disclaimer. We hope you found the advice and information in this guide useful. There’s something for everyone in our range of tools, with training and support available at every level. US Open Matched Betting ExplainedBlackjack strategy odds 2 through 6 = +1. The EV calculator is used for calculating the estimated value of casino offers. Once you’ve confirmed it matches, place the back bet. Slots typically have a higher variance than blackjack or roulette so it's possible to go many spins without winning anything or you could win a large amount from one single spin. While every effort is made to ensure that the betting information displayed here is correct and up to date, we are not liable for any errors, and it is your responsibility to check the odds with the bookmaker or exchange before placing a bet. Hoy voy a hablarte de OddsMonkey, una empresa profesional dedicada a la obtención de beneficios a través de apuestas estudiadas y con un gran valor. Slots have an RTP anywhere from 90% to 99%. So, you’ve got a total of nine. The odds of winning in blackjack are mentioned everywhere and for a good reason. Disclaimer. 4062% plus +1. 99 a month. This betting method sounds simple, though there are a number of components that. Get 50% off your first month with code "OM50". This is done by placing bets on a bookmaker and an exchange site to trigger free bet promotions and using these bets to tie up a guaranteed profit. Please check all aspects of your bets before placement. Using the OddsMatcher to Place Your Bets. 4 months ago. Matched betting is the act of taking advantage of bookmaker offers to make a guaranteed risk-free return. Then, if you would like to go Premium, it costs either £29. Good price: – OddsMonkey Premium is available for just £19. They were really great however now their free site seems to have been taken over by Profit Accumulator (PA). The online sports betting guides at OddsMonkey are to be used as sources of information to help you understand betting further; however, there is no exact science when it comes to placing bets. 0. Office Manager + HR. At OddsMonkey, you can use our free matched betting calculator to work out how much money you need to stake on your lay bet at the betting exchange to earn a profit. In this Oddsmonkey review, I will take a look at how useful Oddsmonkey is to a matched better. Add up to £16 to your matched betting kitty with this guide to Coral’s sign up offer. ignoring ties the probability of a new loss for a hand of blackjack is 52. Profit Accumulator comes with the advantage of a free trial for new customers wherein the platform will be teaching the opportunity to pick up £45 profit, which will be spread over two offers. g. Veterans Day Sale🇺🇸. In matched betting you cover all potential outcomes of a sporting event. It is almost 10 years old I have been using it since the day it first turned on. The basic blackjack strategy involves various moves, such as standing when your hand value is 12–16 when the dealer has 2–6 and hitting if your hand is 12–16 when the dealer has 7–ace. Expect to make an additional £500-£1000+ each month from casino offers. It involves predicting the performance of a team or players rather than simply guessing the outcome of a game. Remember, the best way to earn cash from Europa League betting is through matched betting , a method that we here at OddsMonkey make very easy. OddsMonkey offer a full range of video walkthroughs and guides on all of our offers, including additional blogs and educational downloads to help you understand every step of the process. You can use our Oddsmatcher tool to find which bookmaker is offering the best odds, and then use these odds as your input value when using the calculator. com was started by Paul King in August 2011 and was very much a part-time project for over four years focusing on supplying odds. com. The Grand National is a yearly horse race which takes place in Aintree, Liverpool, England. Anybody looking to get more confident with this betting style can check out the ‘ what is matched betting ’ page at OddsMonkey. October 2023 Promo codes for Oddsmonkey ⇒ Spread the word of OddsMonkey, and for every friend that signs up to Premium via your personalized link, you will receive £20. If you’re looking to maximize your matched betting earnings, OddsMonkey is undoubtedly worth considering. We are a crack team of software developers and experienced Matched Bettors, dedicated to helping you earn a sustainable, tax-free income every month. Before doing table games, such as blackjack or roulette, make sure you read these three guides: OddsMonkey Blackjack Strategy; How to Play Roulette; Casino Golden Chips; You can find the guides here, but you. To convert decimals to fractions, subtract 1 from the decimal and find the nearest whole integer. Much like Oddsmonkey, Profit Accumulator offers a full-stack solution for you to become. At bet365, the qualifying bet for the bore draw offer needs to meet certain criteria. Along with 14,110 fans, the two English teams travelled to the Estádio do Dragão in Porto, Portugal on May 29th 2021. The basis of matched betting on football is placing an initial stake backing a team to win and a second bet that covers the game ending in a draw or the team losing. Founders Paul King. Get instant savings w/ 31 valid OddsMonkey Promo Codes & Discount Codes in November 2023. If you’re looking for a comprehensive guide to matched betting with plenty of offers, easy-to-use Oddsmatcher software, and a supportive community of fellow bettors, then Outplayed is the perfect. Oddsmonkey offers both a free service and a premium version (at either £17. OddsMonkey Review – 5 Key Competencies. In this OddsMonkey review, we’re going to take a proper look, giving you a detailed and honest opinion. Search. Summary. 99 per month or £150 per year. Sports. 99 per month and an annual option at £180. the players use other card counting systems along with shuffle tracking. Each way betting is a popular form of betting, commonly used in horse racing. BETTING EXCHANGES Become the. With 13 years experiences in HR and admin, Emma’s always ready with a cup of tea and a friendly ear. com and we’ll be happy to assist. Bookmakers listed on this website are not recommended or endorsed by Oddsmonkey. com; FAQs. For example, Bookmaker and Exchange links may not work correctly. Recent Posts. com was started by Paul King in August 2011 and was very much a part-time project for over four years focusing on supplying odds. Some of these incorporate high end graphics and provide an immersive and entertaining experience. It is your own responsibility to research bookmakers before you create an account and to always check the terms and conditions of any bookmaker special offers. Right now you can get a full annual subscription for £150 – that’s just £12. The festival’s prestigious Grand National race (sponsored by Coral) takes place on the 2nd day of the event and promises to be as nail. Check out the guide, sidebar and posts to get started. Bingo Offers Guide. 2up is a popular matched betting offer where the bookmaker pays out early if the team you backed to win scores 2 consecutive goals ahead of the other team. As the features provided. Things such as Blackjack, Baccarat and Roulette in hundreds of different versions, are available for you at the click of a button. 99 each month for full site access. All these codes are published by members of the Invitation community. It’s been going for over five years and has evolved into a really significant service. The best OddsMonkey promo code available is OM50. OUTPLAYED. GB. This software made it easier for users to locate the best odds across. So new customer as of January 2023. Standard Slingo Format and Rules. 21. This is typically advantageous before placing the bet in question as this could allow bettors to see the expected return should the bet win. Matched betting casino offers isn’t the same as matched betting sports offers. All you need to do is input the back stake, the bookmaker back odds, the exchange lay odds and the exchange commission. The main service of OddsMonkey is to aid its users in the process of matched betting, from finding bonus offers available online to potential sports that users could bet on. Low-risk casino offers are a great way to boost your matched betting. Our Top Deals. Oddsmonkey. With 2 weeks left, Chelsea are currently sitting top of the table, while Swansea City, Middlesbrough and Sunderland find themselves in the relegation zone. The basis of matched betting on football is placing an initial stake backing a team to win and a second bet that covers the game ending in a draw or the team losing. Each way betting is an advanced betting technique. Restrictions range in their severity and vary depending on individual. Bookmakers listed on this website are not recommended or endorsed by Oddsmonkey. We offer 50%* commission on all sales for the lifetime of the account. This means, at the less generous end of the scale, for every £1 you spend on bingo tickets only half is returned to players in. The Each Way Matcher is a great piece of software which analyses thousands of odds and each way prices from over 50 bookmakers and compares them with the opposing win and place bets from the betting exchanges to deliver win-win opportunities, whatever the outcome. Monthly payment (£29. *If you follow our guides correctly, all outcomes are covered so the result of the sporting event is irrelevant. 1) The Lifetime Price Commitment. [Updated November 2020] If that’s not enough BetOTG have teamed up with Oddsmonkey to save you even more. Check out our Matched Betting Guides written by industry experts! Start making profit with your OddsMonkey free trial today. OddsMonkey are the UK's original & best Matched Betting company, helping over 400,000 matched bettors earn thousands. Can't comment on whether match betting is still viable but the oddsmonkey was a great site when I was doing it before I had all my betting sites gub me. 5 seconds so offers will take longer too which effectively reduces your 'pay'. In a nutshell, matched betting is a way to turn bookmaker sign up offers into real profit. A monthly subscription comes in at £19. Latest OddsMonkey Discount Codes. The big. All odds shown come direct from online bookmakers. The single bet calculator is especially easy to use, only requiring a small number of inputs from the user. The Cheltenham Festival is an annual horse racing event held in, you guessed it, Cheltenham, England. 96. Bookmakers listed on this website are not recommended or endorsed by Oddsmonkey. The World Matchplay is an annual darts tournament, sponsored by Betfred. OddsMonkey guarantees complete satisfaction with your experience. For example, Bookmaker and Exchange links may not work correctly. It is your own responsibility to research bookmakers before you create an account and to always check the terms and conditions of any bookmaker special offers. OddsJam is one of the most sophisticated arbitrage and value betting software. The house edge in that game, assuming all other rules are equal, is 0. There are tons of Oddsmonkey promo codes available on Refer. 1. 99 for an Annual subscription. Profit Accumulator has been serving matched bettors in the UK since 2014, and during this period the site claims to have had over 120,000 paying members. Loteria Técnica Inteligente - Oddsmonkey Blackjack Guide Depois que Xi Jinping regressou à China, a opinião pública do Partido Comunista Chinês começou a quebrar o silêncio e passou a criticar os Estados Unidos, incluindo bombardear os Estados Unidos pelo seu ataque à Síria. You can get a free trial here which allows you to make around £45 profit and kick start your matched betting career. Team Profit is doing very well on Trustpilot with the vast majority of users (92% at the time of writing this Team Casino review) rating it as excellent. To convert fractional odds into decimals, divide the first number by the second and add one, e. In fact, an average score of 4. Jarhead. Sign Up Now and make up to £29 in our free trial. To use a Lucky 15 bet calculator, you simply need to enter the odds of each of your four selections, the type of odds (decimal or fractional), and the amount you want to bet. There are no hidden fees with. The OddsMonkey Mobile app is a companion app and has been designed to perfectly compliment your matched betting activity with OddsMonkey. November 2023. Horse Racing each way bets consist of two parts: a Win bet and a Place bet. com. Odds Converter. Bonus Money is $49 per month and BonusBank is$59 per month. com; Matchbook Third Party Integrations - Outplayed. Went to Berlin with his girlfriend and took his Dad to Amsterdam – all paid for by matched betting. 19. Over time make profit. 1 year later I have made over £3000 profit and that's without really getting into the advanced methods. Free OddsMatching software: unlimited free access to their matched betting tools, including Coral, Betfred, and Smarkets. Ahh ok, so its the amount of offers at a time rather than higher amounts. You want low but close odds for qualifying bets (within the T&Cs of each offer), and high and close odds for the free bet. MoPlay Online Casino Review 2023 - Get the best mobile experience betting on sports and enjoy spinning 150+ slots titles. You must opt-in to the offer. In this guide, we’ve brought together all the essential information for this year’s final, including information on this year’s final two teams and some interesting trends from the event over the years. Download OddsMonkey and enjoy it on your iPhone, iPad and iPod touch. For me personally as someone that has been matched betting for many years on a large scale there is clearly one service that offers the most value. When it comes to matched betting sites, OddsMonkey is arguably the leader! It’s designed to be an all-in-one guide to matched betting providing you the tools and training that you need to make money from the bookmakers. Any calculations made by this site are made in good faith and should be used as a guide only. We provide amazing software and awesome. This bookie will treat this part of the bet as £10 @ odds of 4. In the beginning you need around £50 total between Smarkets and the bookies to comfortably complete the free trial and add around £30-40 profit to your pot. The OddsMonkey free trial includes a number of written and video guides and access to the OddsMatcher and matched betting calculator. 99 per month. OddsMonkey Review Updated Opinion + Interview [2023] Sam @ Sportssmartbetting September 12, 2023. OddsMonkey are the UK's original & best Matched Betting company. Disclaimer. The guides have been designed to give you a simple walkthrough of the basics of matched betting. It’s also very easy to keep track of my bets and profit. OddsMonkey's EV calculator is a basic one which works off a standard EV formula and so can only be used accurately for casino offers with no wagering or x1 wagering on the bonus. There is, however, an option to pay a flat £150 for 12 months’ worth of access. Jockeys, owners, trainers and horses will be competing for some of the racing world’s highest accolades at the Cheltenham Festival 2017: the win, their reputations and a share of over £4. The Best OddsMonkey promo code is 'OM50'. It has a large user base and receives positive reviews from its members and has an “Excellent” rating on Trustpilot. The OddsMonkey Mobile app is a companion app and has been designed to perfectly compliment your matched betting activity with OddsMonkey. For casino offers or selections which don’t come from an OddsMonkey tool, there’s the ‘manual entry’ option: Log bets manually or automatically to: see your daily, monthly or overall earnings,blackjack play for free【yueyoucrafts. First, enter your total stake; this is how much you wish to place on the entire accumulator and is how your total returns and profit will be calculated. If you aren’t a user of fractional odds, you could use the odds converter tool we have at OddsMonkey in order to change these into your preferred decimal or even american. org. The dealer will deal three community cards face up. - The daily offer calendar showing you which offers are available with guaranteed profit. OddsMonkey offer a full range of video walkthroughs and guides on all of our offers, including additional blogs and educational downloads to help you understand every step of the process. Our free matched betting software displays the odds for the two bookmaker offers available as part of our free trial. First held in 1871, the final of the FA. the house advantage is a percentage that is much better. Any calculations made by this site are made in good faith and should be used as a guide only. This is a perfect opportunity to try out their unrivalled range of matched betting tools, all of. Outplayed has close to 100 offers for sports while Oddsmonkey has 70. Built at the turn of the 20th century as an. Any calculations made by this site are made in good faith and should be used as a guide only. Click. 20 on the horse placing 1st, 2nd or 3rd. Finds, sorts and compares odds from 100+ bookmakers and 5 betting exchanges. Matched Betting Jargon for Royal Ascot 2023. Please check all aspects of your bets before placement. The oddsmatcher tool is so handy. Please check all aspects of your bets before placement. There are two well-known matched betting service providers which pose. It is one of the biggest events in the National Hunt racing calendar and takes place over four days from Tuesday the 13th to Friday the 17th of March. This is an exclusive offer available to you guys. For this reason, it is always a good idea to double check which games are eligible for an offer. Any calculations made by this site are made in good faith and should be used as a guide only. playing games, completing surveys, watching videos, and searching the web. Oddsmonkey vs Outplayed is a discussion that arises often between matched bettors. The story is similar when it comes to reload offers. com. Specifically, we’re going to look at what the tool is, how it. Annual membership £180. Start making profit with your OddsMonkey free trial today. com with 446. In today’s article, we’re going to check out one tool in particular, the OddsMatcher. Probability of Busting on a Hit. It is your own responsibility to research bookmakers before you create an account and to always check the terms and conditions of any bookmaker special offers. A third country is one which isn’t part of the EU and therefore doesn’t share the same economic structure. OddsMonkey. A great all-around matched betting website with plenty of tools targeted at the more advanced matched bettors. Rather than relying on luck, with matched betting you cover all potential outcomes of a sporting event by placing more than one bet. 00. The odds of winning in blackjack are mentioned everywhere and for a good reason. A method of sports betting that is becoming more popular at the moment is football-matched betting. 0. 00). So if the score is 1-1, your team needs to get to 3-1 before it’s a 2up payout as it needs to be 2 goals ahead and they need to be one after the other. The OddsMatcher is OddsMonkey's core piece of matched betting software. Fabulous tool. The community over at OddsMonkey are incredibly helpful. To get the free bet, you usually have to deposit an amount equivalent to the amount being offered. 4. 3597% for a whopping 1.